Alliance Saver

Qualifications Information:  To earn your rewards just do the following transactions and activities in your Alliance Cash or Cash Back account during each Monthly Qualification Cycle:

• Have at least 12 point of sale signature based debit card purchases, post and settle  
• Be enrolled in and agree to receive e-statements
• Be enrolled in and log into online banking

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Alliance Cash or Alliance Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle: Alliance Saver: Balances up to $10,000 receive APY of 0.50%; and balances over $10,000.01 earn 0.25% interest rate on the portion of balance over $10,000 resulting in a range from 0.50% to 0.25% APY depending on the account’s balance. Alliance Cash: Balances up to $10,000 receive a non-compounding APY* of 2.00%; and balances over $10,000.01 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a non-compounding range from 2.00% to 0.25% APY* depending on the account’s balance. Alliance Cash Back: 3.00% cash back on up to a total of $250 signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50cash back may be earned per Monthly Qualification Cycle. When Alliance Cash or Cash Back qualifications are not met, Alliance Saver: All balances earn 0.02% APY. Alliance Cash: All balances earn a non-compounding APY* of 0.02% Alliance Cash Back: No cash back payments are made. *When linked to the Alliance Saver account, the interest earned within the Alliance Cash account does not compound since it is automatically transferred to the Alliance Saver account within one day. This automatic transfer may cause an overdraft to your Alliance Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield.  APYs accurate as of 06/15/2015. Rates and rewards are variable and may change after account is opened. Abuse fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in online banking, receipt of electronic statements, are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. A account is required to have a Alliance Saver account. A linked Alliance Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our Alliance member service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.  Federally insured by NCUA. 

Alliance, Alliance Cash, Alliance Cash Back and Alliance Saver are trademarks of BancVue, Ltd., registered in the U.S.A.